Thursday, February 17, 2011

You're MARRIED! Now What?

Newlywed To-Do List

Feeling overwhelmed now that you're back from the honeymoon and real life has begun? Not to worry we have a list of some of the top things so you can get a jump on those post-wedding tasks.

Have your dress dry-cleaned within 6 months of your wedding. Use a service that specializes in wedding dresses so they use the right solvents. Make sure they stuff it with acid-free tissue, avoid using metal pins or buckles, and store it in a box. Once it's back home, store it in a cool, dry place. Another great idea is to consign your dress. There is a wonderful place here in Ottawa With Love Bridal that you should check out! They were just featured in the Toronto Star on the very subject of consigning. Dress consigning is HOT these days, and hey why not make a little cash back on a dress that you are never going to likely wear again anyways?

Ideally, you should change all your IDs once you have received your marriage certificate. Here's how:

Change your driver's license by going to the Ministry of Transportation http://www.mto.gov.on.ca/english/dandv/driver/change.shtml You may only change your married name with the ministry when you receive your government issued marriage certificate. Therefore the 6 day name change rule does not apply when changing your name due to marriage.

Change your passport. If you wish to obtain a passport with your newly married name, you must apply for a new passport. You'll need your current passport, a copy of your marriage certificate, and new passport photos. We have included link to access the forms. http://www.ppt.gc.ca/cdn/form.aspx?lang=eng&region=Canada

Update your OHIP card. To change your name on your health card to reflect your married name, you must visit a Health Card Services - OHIP office, complete a Change of Information (form 0280-82) and present the original marriage certificate     
Call all of your credit card companies to get your name changed too.

Time to check off a new (married) box on your tax forms! Perfect timing as tax season is almost upon us. Now that the two of you are a legal unit, you need to decide whether you're going to file together or continue to file separately (joint filing isn't something mandated by law, though it's generally recommended). Before deciding, consult your accountant to see what he or she advises for the two of you. 

Thank-you notes, its time to get those in the mail within two months of you're wedding is ideal. Divvy up the project with your spouse (say, he does his buddies and his side of the family and you do yours) and the job will be half as daunting.  Hint: Print off address and return address labels on your computer if you can -- it’s neater and will save you major carpal tunnel.

Sick of looking at those three toaster ovens gathering dust in the corner? Bite the bullet and return ’em within two months of your wedding. While stores are likely to be lenient with couples who’ve registered with them, each store will have a different policy on when you need to make returns by and what they’ll take back.
No one likes having "money talks," but hopefully you had this one long before you walked down the aisle. Many married couples opt to merge their single accounts into a combined one, so definitely bring it up now if you haven’t yet. All that entails is a trip to the bank to fill out the necessary paperwork and get new debit cards and checks made.
When the two of you made it official, it meant more than just a tacit agreement not to hog the covers. In the next two weeks, you’ll want to talk about changing beneficiaries -- most newlyweds switch their spouse to their beneficiary on work and life insurance docs. Call your insurance company and HR department at work for these forms.

Next, decide whose work health insurance plan you'll use by comparing cost and treatment options. Within a few months, talk about drawing up a will that reflects your newly combined asset. Use your family lawyer or ask friends for a recommendation.


Thanks to The Nest for the photos and bits of inspiration.

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